. what do you say? >> will paul ryan's answer be to fix it. free checking and check it out because of reforms meant to proteche fox news channel, it's america's election headquarters. keep it right here. >> goodbye free, hello fees. the new report showing more banks ditching free checking accounts, costly financial reforms supposed to protect consumers, kyle, you say it's going to get worse for consumers, how so. >> the current administration, brenda, with the dodd frank regulatory environment here alive and well, has increased the regulatory costs to these banks in order to remain and continue solvent and guess who they're going to pass the costs on to? the consumer. no more free checking, you're going to be charged for your checking accounts. >> now, now, free checking accounts, they're not exactly a birth right, are they. >> brenda: i don't see him in the constitution. >> no, they're not. and you know what, good riddance, it was always about i go phony scam. there was never anything such as free checking and something the banks would come out and tell you they're giving free che